When her family is forced to close the stables, Josie Grace knows that she must find a caring home for Faith, the elderly mare who was the stable's first horse.
Josie is concerned when she discovers that her cousin Katrina, a good rider, does not take proper care of her horse, and she calls upon Faith, an elderly mare, to restore Katrina's confidence when her carelessness causes her to take a bad fall.
Josie Grace, pleased to have found a good home for her horse Faith with Jill Atterbury, finds her work is not yet done when Jill, injured in a car accident, asks for Josie's help in preparing to ride Faith in an upcoming horse show.
Josie Grace volunteers to care for an orphaned foal from the Rudnick's farm, but her loving care does not seem to be enough for the baby until an unexpected friend comes to help out.
Josie Grace, forced to give up her beloved horses, comes up with a plan that will allow her to keep Charity close to home by stabling the horse at a neighbor's farm, but she begins to worry things will not work out when she learns the young daughter of the household is afraid of horses.
Josie Grace, intent on finding good homes for her family's horses after the Graces are are forced to close their riding school, is distraught when Charity, her favorite horse, disappears in the middle of the night.