consumer credit

"This book breaks down credit, loans, interest, and debt to help readers understand one of the hardest financial areas to manage long before they truly need the help. Sidebars and fact boxes supplement sections on credit cards, bankruptcy, and even national debt to explain especially tricky topics."--Amazon.

"Financial expert Mary Hunt shows you how to master the essentials to get your money under control and prepare financially for the rest of your life. She shows you how to apply each of the 7 Rules, starting today, as well as how to recover from past financial mistakes."--From publisher description.

From buying a candy bar with a credit card to signing a mortgage on a house, at some point everyone will need to deal with credit and debt. Learning how to make smart choices now can help people save lots of money down the road. Credit Cards and Loans explains how these financial tools work and how to use them responsibly.

When you buy something on credit, someone else loans you money to pay for your purchase. If you repay your loans on time, you get a good credit rating. If you don?t, you get a bad credit rating. Learn about the different kinds of credit, how to calculate interest, how to keep credit records, and more.

"As a young adult, you face unique financial challenges when actualizing your dreams. But given the right tools and resources, you can learn to spend wisely and live on your own terms"--Provided by publisher.

Student loans. Medical bills. Mortgages. The national deficit. Debt touches so many parts of American life, from the individual citizen to the United States as a whole. A complex issue, debt can be alternately beneficial, such as when building credit, or it can do irreparable damage to a person's credit score, housing prospects, lifestyle, and more. The articles collected in this volume trace the issues that affect students, consumers, corporate entities, and the nation when it comes to addressing and managing debt. Media literacy questions and terms aid readers in assessing news coverage of the topic.

Debt dangers shows how Chelsea and Jack make decisions about borrowing, when loans may be appropriate, and why it is best for kids to say no and live within their means.

"Examines credit and debt, including the various forms of credit, how to use credit, smart ways to manage debt, and using credit wisely to build a strong financial future"--Provided by publisher.

Traces the history of consumer credit and the evolution of the credit card industry.

Offers teens advice on getting, using, and respecting credit cards, explaining the importance of paying the balance each month, avoid common mistakes, protecting their credit rating, and making smart choices.