This detailed and informative resource clearly describes the process of taking out a mortgage, the various components of such a loan, the responsibilities of the borrower, and the benefits and potential pitfalls of borrowing.
When you buy something on credit, someone else loans you money to pay for your purchase. If you repay your loans on time, you get a good credit rating. If you don?t, you get a bad credit rating. Learn about the different kinds of credit, how to calculate interest, how to keep credit records, and more.
The book provides the earliest of readers a background in loans. Simple sentence structure and word usage help readers develop word recognition and reading skills.
An exploration of credit, covering how people borrow money, interest rates, mortgage lenders, bankruptcy, and more. Includes audio, videos, activities, weblinks, slideshows, transparencies, maps, quizzes, and supplementary resources.
Features real-life stories of young people dealing with various financial and lifestyle scenarios, discussing banking and credit to investments, budgeting, insurance, and self-employment, and including personal financial advices from national financial advisors.
An introduction to borrowing that explains what it is; discusses the history of money, types of loans, interest rates, bankruptcy, and other related topics; and includes instructions for spotting counterfeit bills.
Credit can be a valuable tool for building a solid financial future. But the misuse of credit can quickly become a nightmare of spiraling debt and ruined credit ratings. The teenage years are ideal for learning about the value of credit and the dangers of debt. In this book, teens will learn about various types of credit, the importance of using credit wisely, and how to avoid the pitfalls of too much debt.
Offers a general introduction to credit and loans, covering their advantages as well as the disadvantages of accumulating debt, and provides advice on using credit responsibly.
An introduction to borrowing that explains what it is; discusses the history of money, types of loans, interest rates, bankruptcy, and other related topics; and includes instructions for spotting counterfeit bills.
