financial literacy

Provides a guide to financial literacy for teenagers, and features advice on budgeting, saving and investing, financial fundamentals, credit cards and credit scores, debt, financial apps, and data security.

"Examines money management and budgeting, including saving and spending strategies, making decisions about the best financial products and services, and creating a personal budget"--Provided by publisher.

"As a young adult, you face unique financial challenges when actualizing your dreams. But given the right tools and resources, you can learn to spend wisely and live on your own terms"--Provided by publisher.

Explains how to make a budget and how to stick to one in order to have money for spending and saving.

"Building the skills now to make smart money decisions throughout your lifetime is a sure way to secure your financial future... encourages young readers to be financially literate for life and to look pasttoday to their financial futures. Readers will learn that financial decisions can have a long-term impact on their lives and that it's important to learn how to manage risks and debt. Using the tips and concepts they have learned, readers will be given the opportunity to practice financial planning for the future."--Publisher.

"Readers learn about making, saving, and borrowing money in this ... guide for young people on how to manage the money they earn. Helpful examples get readers thinking about how they plan to earn income in the future. Clear text helps them understand relevant concepts such as income tax, interest, and the positive and negative effects of making investments and borrowing money for large purchases."--.

"... helps young readers build the skills to make smart choices when spending and saving their money. Realistic examples provide an understanding of the outcomes of spending using different means such as cash or credit. Readers will learn about the benefits of saving money, the various ways to do it, and how a bank manages money. Essential concepts such as credit reports and cost of living are introduced."--.

"The basic concepts of financial literacy are explored in this important book for young people. Relevant and accessible terms and real-world examples teach readers about financial responsibility and how to think critically about their wants and needs. Financial planning strategies are discussed and opportunities to practice activities, such as budgeting and record keeping, are provided."--Publisher.

Provides teachers with lesson plans, including activities, for teaching financial literacy.

Paul Sullivan shows how people can make better financial decisions, and come to terms with what money means to them. He lays out they can avoid the pitfalls around saving, spending and giving their money away, and think differently about wealth to lead more secure and less stressful lives.