The Horse Wise Pony Club is working hard on a horseback drill to be performed on Founder's Day. Lisa also sets up a tent to tell fortunes before the drill. What can she predict for a lonely junior rider?.
Carole and Stevie are happy to find that Lisa, the new student at Pine Hollow Stables, shares their enthusiasm for riding and horses and, as their friendship grows, the three girls decide to form the Saddle Club.
The Saddle Club members are suspicious when practical joker Stevie Lake asks them to star in a movie she is shooting for school entitled "Cinderella on Horseback," and their plans for retaliation have a ripple effect that touches everyone at Pine Hollow Stables.
The Saddle Club girls learn that the course of true love never runs smoothly when their plans for a Valentine's Day barn dance at Pine Hollow Stables causes a big fight between Stevie and her boyfriend Phil, and their attempts to keep old Mr. Stowe from bothering Mrs. Reg turn out to be totally misguided.
Kate invites her friends from the Saddle Club and their parents to her family's dude ranch. None of the parents seem to take riding seriously until a terrible thunderstorm breaks out and the parents are caught in an arroyo in a flood.
Carole becomes curious about her family tree when she goes to visit relatives in Minnesota. She discovers a secret, and begins to question where she's come from.
