finance, personal

A guide for teenagers to protecting their possessions, money, and identity from theft.

Offers advice for teenagers about finding a job, starting a business, paying taxes, and negotiating a raise.

David Owen shares the strategies he used to teach his children to become responsible savers and spenders and offers other parents suggestions for teaching their kids smart money-management skills.

"Dave Ramsey and Rachel Cruze teach parents how to raise money-smart kids in a debt-filled world.In Smart Money Smart Kids, financial expert and best-selling author Dave Ramsey and his daughter Rachel Cruze equip parents to teach their children how to win with money. Starting with the basics like working, spending, saving, and giving, and moving into more challenging issues like avoiding debt for life, paying cash for college, and battling discontentment, Dave and Rachel present a no-nonsense, common-sense approach for changing your family tree"--.

Devoted to what exists out there in higher education, explaining the options of private, public, single-sex, and religion-affiliated schools, as well as tuition-free, two-year colleges, and colleges in other countries, and another chapter on what plans and decisions you can make, way before time to select a school, with suggestions for 4th graders, 10th graders, and, of course, the last-minute 11th graders. There are also chapters on campus visits, interviews, how many applications to send off, and how colleges look at you, followed by bottom-line chapters on paying for college, describing all your financial aid options in clear, understandable English.