Ricky Smootz is very afraid of everything, especially Keanu Dungston, the bully who terrorizes their middle school, but with advice from his grandmother Ricky transforms himself into Cowboy Boy and stands up to Keanu and his henchmen.
Sir Fred, considered to be the bravest knight in the castle, fears for his reputation when a jealous bully tries to expose his secret fear of fighting.
Franklin Delano Donuthead, a fifth-grader obsessed with hygiene and safety, finds an unlikely friend and protector in Sarah Kervick, the tough new student who lives in a dirty trailer, bonds with his mother, and is as "irregular" as he is.
Callie tries to hide her extreme fear of heights on a snowboarding trip to Mammoth Mountain with best friend Jen, who Callie fears may prefer the friendship of new girl and skilled snowboarder Izzy.