"As of 2019, Americans owed over $1.56 trillion in student loan debt, and 69 percent of college students who graduated in 2018 had to take out student loans. Student debt has increased significantly over the past twenty years, but what factors have brought this about? Are students to blame for making irresponsible financial decisions, or is the price of education rising disproportionately to average income? How do variables like class and race impact student debt? What impact do these debts have on individuals and the economy? This volume examines the nature of America's student debt crisis and explores possible solutions"--Provided by publisher.
In the last century and a half, American higher education has set the standard for the college ideal: a robust student life, a sprawling physical campus, and a faculty whose research contributes to the broader national conversation. The articles in this collection show how this standard was the creation of government intervention, corporate financing, and the organizing of students and professors. Readers will discover the broad diversity of college experience, plus the growing challenges to sustain the college ideal in times of economic downturn and political division. Features such as media literacy terms and questions round out this fascinating narrative.
"Taking readers into the homes of middle-class families to reveal the hidden consequences of student debt and the ways that financing college has transformed family life, the author describes the profound moral conflicts for parents who take on enormous debts and gamble on an investment that might not pay off"--OCLC.
Readers discover different approaches to the concept of a free college education through fact-filled main text supplemented with full-color photographs that allows them to develop their own informed opinion on this issue, which could impact their future.
Presents the 2005 College Cost and Financial Aid handbook featuring over three thousand four-year and two-year colleges, descriptions of their financial aid packages, tuition costs, and scholarship programs.
Explains corporate bailouts, discussing the factors in business that result in government intervention, and examining bailouts that have occurred during the economic recession of the early twenty-first century, as well as others throughout history.
Provides hundreds of tips and strategies, many of them environmentally friendly, for running a library on a tight budget, with tips on using volunteers, finding free materials, fixing structural problems, repurposing, and more.
