Carole and Stevie are happy to find that Lisa, the new student at Pine Hollow Stables, shares their enthusiasm for riding and horses and, as their friendship grows, the three girls decide to form the Saddle Club.
Carole, Stevie and Lisa have made big plans for the overnight campout for the students of Pine Hollow stables. When Stevie's parents refuse to pay unless she improves her grades, she decides to start hew own business and raise the money instead.
Carole and Stevie are happy to find that Lisa, the new student at Pine Hollow Stables, shares their enthusiam for riding and horses and, as their friendship grows, the three girls decide to form the Saddle Club.