credit cards

"A series to build strong financial habits early on in life! How can I make money? What is inflation? What is the difference between a debit card and a credit card? Economics--and more specifically, money--play such a large role in our lives. Yet there are many mysteries and misconceptions surrounding the basic concepts of finance and smart money management. This A True Book series offers students the know-how they'll need to start on the road to financial literacy-a crucial skill for today's world. Interesting information is presented in a fun, friendly way--and in the simplest terms possible--which will enable students to build strong financial habits early on in life. Understanding how to make a budget, how credit cards work, and how to avoid scams are just three critical financial literacy skills that all kids should have. Did you know that the first credit card was introduced in 1950? Or that American consumers lost more than 5 billion to frauds in 2021? Learn all this and more in Spending Money--a book that gives kids the confidence and know-how they need to manage their finances.".

Throughout history, people have always traded goods in exchange for others. This is a form of spending that continues in economies around the world when people exchange cash or credit for products and service.

From buying a candy bar with a credit card to signing a mortgage on a house, at some point everyone will need to deal with credit and debt. Learning how to make smart choices now can help people save lots of money down the road. Credit Cards and Loans explains how these financial tools work and how to use them responsibly.

When you buy something on credit, someone else loans you money to pay for your purchase. If you repay your loans on time, you get a good credit rating. If you don?t, you get a bad credit rating. Learn about the different kinds of credit, how to calculate interest, how to keep credit records, and more.

"As a young adult, you face unique financial challenges when actualizing your dreams. But given the right tools and resources, you can learn to spend wisely and live on your own terms"--Provided by publisher.

This book introduces how a credit card works and how to use one safely.

Discusses what banks do and explains how people can use checking accounts, debit and credit cards, travelers' checks, and electronic transfers to pay for things instead of using cash.

Informs readers about how to identify certain coins and bills, as well as their value, through simple text, photographs, and matching activities.

Traces the history of consumer credit and the evolution of the credit card industry.

Offers teens advice on getting, using, and respecting credit cards, explaining the importance of paying the balance each month, avoid common mistakes, protecting their credit rating, and making smart choices.