A daughter of missionaries from Papua New Guinea spends the summer in Los Angeles with her cousin and ends up in debt after getting caught up in the consumerism of wealthy surfer life.
Offers teens advice on getting, using, and respecting credit cards, explaining the importance of paying the balance each month, avoid common mistakes, protecting their credit rating, and making smart choices.
Presents a history of credit from ancient times to today's worldwide use of credit cards, detailing the advantages, disadvantages, and effects of credit.